WalletHub Account Dropped Off alert?

3 years ago

Sun Dec 26, 2021 1:50 pm

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, and 19 hours Next Level in24 days and 5 hours on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, and 19 hours ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, and 19 hours ago

That’s weird let us know when you figure it out.

3 years ago

Sun Dec 26, 2021 2:05 pm

LaHossBoss

Outlier

LaHossBoss has been gardening for over 2 years.

Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, and 19 hours Next Level in1 day and 5 hours on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, and 19 hours ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, and 19 hours ago

BrutalBodyShots wrote: ↑Sat Dec 25, 2021 11:17 pm Hey all. So I got an email from WH informing me of 4 alerts, pictured. When logging into my account and looking at the alerts, only the first 3 are listed which of course I can click on and see which accounts they're related to. The 4th alert reason isn't shown, so I have no way of easily knowing which account dropped off. CK of course does daily TU updates just like WH and I'm not seeing the change there either. I've had 23 accounts on my CR for the last several months and still have 23 listed, so I guess I'm just confused as to what WH is saying dropped off. WH.jpg

I believe you need to view the alerts and confirm each and then you will see more alrets in detail. Confurm the first 3 and then you should see the 4th one. It wont let me screen shot it, but in the app it says "wallet fitness tasks" and as you confirm them, more pop up. Or it will say, view more tasks, and click on "view timeline". Those go into detail. Let us know!

3 years ago

Sun Dec 26, 2021 2:21 pm

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, and 19 hours Next Level in24 days and 5 hours on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, and 19 hours ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, and 19 hours ago

That’s true I forgot about that.

3 years ago

Sun Dec 26, 2021 2:23 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, and 19 hours ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, and 19 hours ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, and 19 hours ago

LaHossBoss wrote: ↑Sun Dec 26, 2021 2:05 pm Confurm the first 3 and then you should see the 4th one.

No 4th one, that's the strange thing. I did confirm the first 3 when I first got the email fully expecting to see the 4th, but it's no there. Nothing about an account dropping off.

3 years ago

Sun Dec 26, 2021 4:11 pm

LaHossBoss

Outlier

LaHossBoss has been gardening for over 2 years.

Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, and 19 hours Next Level in1 day and 5 hours on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, and 19 hours ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, and 19 hours ago

BrutalBodyShots wrote: ↑Sun Dec 26, 2021 2:23 pm
LaHossBoss wrote: ↑Sun Dec 26, 2021 2:05 pm Confurm the first 3 and then you should see the 4th one.
No 4th one, that's the strange thing. I did confirm the first 3 when I first got the email fully expecting to see the 4th, but it's no there. Nothing about an account dropping off.

What about on the timeline?

3 years ago

Sun Dec 26, 2021 4:51 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, and 19 hours ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, and 19 hours ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, and 19 hours ago

LaHossBoss wrote: ↑Sun Dec 26, 2021 4:11 pm What about on the timeline?

Found it there, thanks! Must be a WH glitch or something, because the account it says dropped off is still open and on my report.

3 years ago

Sun Dec 26, 2021 6:32 pm

LaHossBoss

Outlier

LaHossBoss has been gardening for over 2 years.

Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, and 19 hours Next Level in1 day and 5 hours on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, and 19 hours ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, and 19 hours ago

BrutalBodyShots wrote: ↑Sun Dec 26, 2021 4:51 pm
LaHossBoss wrote: ↑Sun Dec 26, 2021 4:11 pm What about on the timeline?
Found it there, thanks! Must be a WH glitch or something, because the account it says dropped off is still open and on my report. WH.jpg

Thats really weird considering it was opened 2017...even being a flex spend card...i never had my flex spen card report. Is that a newer thing?

3 years ago

Sun Dec 26, 2021 7:50 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, and 19 hours ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, and 19 hours ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, and 19 hours ago

All 3 of my Chase cards (Freedom, Amazon, Sapphire Preferred) show as flexible spending on my WH reports. I opened both the Freedom and Amazon on the same day in 2017, so one of those two accounts resulted in the account dropped off alert. Both are still on my report though of course.

3 years ago

Sun Dec 26, 2021 7:52 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, and 19 hours ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, and 19 hours ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, and 19 hours ago

I went through and looked at all of my other CCs on WH and USB (Cash+) also states "flexible spending" as account type. All of my other ones simply state "credit card."

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

3 years ago

Sun Dec 26, 2021 8:02 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, and 5 hours INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, and 5 hours Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, and 5 hours

BrutalBodyShots wrote: ↑Sun Dec 26, 2021 7:52 pm I went through and looked at all of my other CCs on WH and USB (Cash+) also states "flexible spending" as account type. All of my other ones simply state "credit card."

My PNC Points VS, Capital One SavorOne WEMC, Rewards+ WMC, Cash+ VS, Max Cash Preferred VS, and Chase Amazon VS are all FSCC. It seems like the card can be flexible spend if it's VS/VI/WMC/WEMC if the lender chooses to make it one which makes sense because all of those higher tier cards are supposed to have the ability to go beyond the credit limit but it seems the creditors are selective and the CUs don't seem to mark them that way at all.

3 years ago

Sun Dec 26, 2021 8:20 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, and 19 hours ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, and 19 hours ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, and 19 hours ago

That seems to make sense.

Interesting that your Savor One is FS but my Savor isn't. Maybe mine isn't a WEMC though, I'm not sure.

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

3 years ago

Sun Dec 26, 2021 9:38 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, and 5 hours INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, and 5 hours Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, and 5 hours

BrutalBodyShots wrote: ↑Sun Dec 26, 2021 8:20 pm That seems to make sense. Interesting that your Savor One is FS but my Savor isn't. Maybe mine isn't a WEMC though, I'm not sure.

Not the first time I've heard that about the Savor cards. It seems to be assigned by account. I'm one of the few with a FSCC SavorOne. Everything about my SavorOne went against the norm though. I was 7/24 and had two new accounts just appear literally two days before the app, totally not the norm, and I was instantly approved for $10K despite my income and already having an $8250 QS (which in and of itself was an anomaly seeing how it started life as a $300 Platinum and those are notorious for not growing) and a BK on my reports on top of all of it.

3 years ago

Sun Dec 26, 2021 11:55 pm

LaHossBoss

Outlier

LaHossBoss has been gardening for over 2 years.

Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, and 19 hours Next Level in1 day and 5 hours on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, and 19 hours ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, and 19 hours ago

Wow! $8.25k QS!? Mine has hope yet to keep growing!

3 years ago

Mon Dec 27, 2021 12:52 am

Cassie

DeveloperLoves long talks on the beach

Cassie has been gardening for over 2 years.

Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, and 19 hours Next Level in6 days and 5 hours on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, and 19 hours ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, and 19 hours ago

Saeren wrote: ↑Sun Dec 26, 2021 8:02 pm It seems like the card can be flexible spend if it's VS/VI/WMC/WEMC if the lender chooses to make it one...

Supporting that, my Citi Costco Anywhere Visa Signature card reports as 'Flexible Spending Credit Card' on all 3 bureau ACRs.

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

3 years ago

Mon Dec 27, 2021 2:28 am

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days and 19 hours Next Level in15 days and 5 hours on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, and 5 hours INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, and 5 hours Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, and 5 hours

LaHossBoss wrote: ↑Sun Dec 26, 2021 11:55 pm Wow! $8.25k QS!? Mine has hope yet to keep growing!

My rebuild was all Capital One from 2014 to 2018 so don't get your hopes up, they got all my spend whether it was on the Plat/QS or the PlayStation card.