Just putting in my calendar when my HPs age off. Turns out, both me and SO made app on Leap Year 2020. So does that mean the HPs will age off on March 1st or Feb 28th? I am guessing March 1st, but just want to be certain. Thx! BrutalBodyShots Birdman
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HPs and Leap Year

1 of 10
3 years ago
Sat Jan 15, 2022 5:33 pm
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LaHossBoss
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Level33 Last INQThursday, December 9, 2021 Gardening For2 years, 9 months, 7 days, 13 hours, and 32 minutes Next Level in22 days, 10 hours, and 28 minutes on October 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 9 months, 7 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached9 months, 7 days, 13 hours, and 32 minutes ago
Just putting in my calendar when my HPs age off. Turns out, both me and SO made app on Leap Year 2020. So does that mean the HPs will age off on March 1st or Feb 28th? I am guessing March 1st, but just want to be certain. Thx! @BrutalBodyShots @Birdman
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Re: HPs and Leap Year

2 of 10
3 years ago
Sat Jan 15, 2022 5:42 pm
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AllZero
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Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 32 minutes Next Level in9 days, 10 hours, and 28 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 32 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 32 minutes ago
It depends on the bureau. HP inquiry for TU, EQ...

ETA My guess on date calculator shows 2/28.

I think Experian will be the first Saturday of the following month 3/5.
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Re: HPs and Leap Year

3 of 10
3 years ago
Sat Jan 15, 2022 8:42 pm
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Birdman
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Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 32 minutes Next Level in15 days, 10 hours, and 28 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 32 minutes ago
Do you mean age off or become unscoreable?
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Re: HPs and Leap Year

4 of 10
3 years ago
Sat Jan 15, 2022 10:34 pm
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LaHossBoss
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Level33 Last INQThursday, December 9, 2021 Gardening For2 years, 9 months, 7 days, 13 hours, and 32 minutes Next Level in22 days, 10 hours, and 28 minutes on October 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 9 months, 7 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached9 months, 7 days, 13 hours, and 32 minutes ago
Birdman wrote: Sat Jan 15, 2022 8:42 pm Do you mean age off or become unscoreable?
Age off
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Re: HPs and Leap Year

5 of 10
3 years ago
Sat Jan 15, 2022 11:16 pm
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Birdman
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Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 32 minutes Next Level in15 days, 10 hours, and 28 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 32 minutes ago
I don’t know. I would go with what AZ said. But regarding the scoreability, it’s 365 days but if I remember correctly, they didn’t account for leap years on the mortgage scores.

So on Leap years the inquiry will become unscoreable one day apart.
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Re: HPs and Leap Year

6 of 10
3 years ago
Sun Jan 16, 2022 12:02 am
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LaHossBoss
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Level33 Last INQThursday, December 9, 2021 Gardening For2 years, 9 months, 7 days, 13 hours, and 32 minutes Next Level in22 days, 10 hours, and 28 minutes on October 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 9 months, 7 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached9 months, 7 days, 13 hours, and 32 minutes ago
@Birdman I will let you know!
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Re: HPs and Leap Year

7 of 10
3 years ago
Sun Jan 16, 2022 1:10 am
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BrutalBodyShots
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Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 32 minutes Next Level in6 days, 10 hours, and 28 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 32 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 32 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 32 minutes ago
That's a darn good question. I'd probably avoid apping on a leap year just because I know it would drive me bonkers a year later (or two years later) when I was looking for the inquiry to become unscoreable or fall off ;)
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Re: HPs and Leap Year

8 of 10
3 years ago
Sun Jan 16, 2022 3:34 pm
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LaHossBoss
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Level33 Last INQThursday, December 9, 2021 Gardening For2 years, 9 months, 7 days, 13 hours, and 32 minutes Next Level in22 days, 10 hours, and 28 minutes on October 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 9 months, 7 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached9 months, 7 days, 13 hours, and 32 minutes ago
BrutalBodyShots wrote: Sun Jan 16, 2022 1:10 am That's a darn good question. I'd probably avoid apping on a leap year just because I know it would drive me bonkers a year later (or two years later) when I was looking for the inquiry to become unscoreable or fall off ;)
Haha! I guess I didn't even consider it when I app'd! It will make for some good DPs, though! And it was Cap One, so all 3Bs...
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Re: HPs and Leap Year

9 of 10
2 years ago
Sun Jun 26, 2022 7:54 am
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Have1
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Level30 Last INQSaturday, March 12, 2022 Gardening For2 years, 6 months, 4 days, 13 hours, and 32 minutes Next Level in25 days, 10 hours, and 28 minutes on October 12th INQ 1yr onSunday, March 12, 2023 INQ 1yr reached1 year, 6 months, 4 days, 13 hours, and 32 minutes ago INQ 2yr onTuesday, March 12, 2024 INQ 2yr reached6 months, 4 days, 13 hours, and 32 minutes ago
LaHossBoss wrote: Sun Jan 16, 2022 3:34 pm
BrutalBodyShots wrote: Sun Jan 16, 2022 1:10 am That's a darn good question. I'd probably avoid apping on a leap year just because I know it would drive me bonkers a year later (or two years later) when I was looking for the inquiry to become unscoreable or fall off ;)
Haha! I guess I didn't even consider it when I app'd! It will make for some good DPs, though! And it was Cap One, so all 3Bs...
@LaHossBoss, did you catch the fall off date on this? I am just reading this thread now and I want to know how this cliffhanger ends. LoL.
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Re: HPs and Leap Year

10 of 10
2 years ago
Tue Jun 28, 2022 6:08 pm
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Birdman
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Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 32 minutes Next Level in15 days, 10 hours, and 28 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 32 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 32 minutes ago
they’re one day off I’m pretty sure it is the old ones that did not account for. Rev tested it IIRC.
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