EX BCE8 843 negative reason codes

3 years ago

Wed Feb 02, 2022 10:55 pm

AllZero

Outlier

AllZero has been gardening for over 2 years.

Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 12 days, 20 hours, and 10 minutes Next Level in18 days, 3 hours, and 50 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 12 days, 20 hours, and 10 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 12 days, 20 hours, and 10 minutes ago

Thanks for the data points.

When you were on the no new accounts scorecard, what negative reason code did you have? Was it Short Account History?

3 years ago

Wed Feb 02, 2022 11:00 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 10 minutes Next Level in15 days, 3 hours, and 50 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 10 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 10 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 10 minutes ago

No negative reason codes unfortunately, as my score was pinned at 900 prior to my inquiries/new accounts.

I'm not quite sure what the MF cutoff is for negative reason statements on 900-capped scores. I'm thinking 850, since I'm able to see codes at this 843 score?

3 years ago

Thu Feb 03, 2022 12:32 am

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 20 hours, and 10 minutes Next Level in24 days, 3 hours, and 50 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 20 hours, and 10 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 20 hours, and 10 minutes ago

Yeah I think it’s 850. @AllZero Remember versions eight and nine it’s revolver Scorecards; on the Mortgage Scores its account scorecards.