For anyone that has requested an off-cycle reporting of their account balance on a card, please post here with the lender and what their answer was. I will compile a list here of which CCCs are willing to do an off-cycle reporting upon request and which will not. Those in the future that may be considering an off-cycle reporting request can reference this thread ahead of time to determine whether or not it may be successful. CCCs that WILL do an off-cycle reporting upon request: Discover CCCs that WILL NOT do an off-cycle reporting upon request: Citi Synchrony Bank US Bank CCCs that WILL do an off-cycle reporting when the account is paid to $0 (off-cycle) Chase
Post

Master List of CCCs that will/won't do off-cycle reporting

1 of 7
3 years ago
Mon Feb 28, 2022 9:54 pm
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 37 minutes Next Level in6 days, 10 hours, and 23 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 37 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 37 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 37 minutes ago
For anyone that has requested an off-cycle reporting of their account balance on a card, please post here with the lender and what their answer was. I will compile a list here of which CCCs are willing to do an off-cycle reporting upon request and which will not. Those in the future that may be considering an off-cycle reporting request can reference this thread ahead of time to determine whether or not it may be successful. CCCs that WILL do an off-cycle reporting upon request: Discover CCCs that WILL NOT do an off-cycle reporting upon request: Citi Synchrony Bank US Bank CCCs that WILL do an off-cycle reporting when the account is paid to $0 (off-cycle) Chase
BrutalBodyShots
User avatar
Senior Administrator
1
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

2 of 7
3 years ago
Mon Feb 28, 2022 11:14 pm
User avatar
Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 37 minutes Next Level in6 days, 10 hours, and 23 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 23 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 23 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 23 minutes
Synchrony will not.
Saeren
User avatar
Rebel Administrator
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
1
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

3 of 7
3 years ago
Tue Mar 01, 2022 1:55 am
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 37 minutes Next Level in6 days, 10 hours, and 23 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 37 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 37 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 37 minutes ago
Thanks. I sent out a couple of messages to my lenders asking (hypothetically) if they would report off-cycle for me just to try and grab a few more data points.
BrutalBodyShots
User avatar
Senior Administrator
0
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

4 of 7
3 years ago
Thu Mar 03, 2022 3:43 pm
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 37 minutes Next Level in6 days, 10 hours, and 23 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 37 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 37 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 37 minutes ago
Confirmation today from USB that they will not do an off-cycle reporting, that it is only done automatically at the end of the month and that's that.
BrutalBodyShots
User avatar
Senior Administrator
0
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

5 of 7
2 years ago
Fri Jul 01, 2022 5:39 am
User avatar
Have1
Seasoned Rebel
Have1 has been gardening for over 2 years.
Level30 Last INQSaturday, March 12, 2022 Gardening For2 years, 6 months, 4 days, 13 hours, and 37 minutes Next Level in25 days, 10 hours, and 23 minutes on October 12th INQ 1yr onSunday, March 12, 2023 INQ 1yr reached1 year, 6 months, 4 days, 13 hours, and 37 minutes ago INQ 2yr onTuesday, March 12, 2024 INQ 2yr reached6 months, 4 days, 13 hours, and 37 minutes ago
Probably should add a section for CCC that off cycle report on PIF, ie Chase. I'm not sure if there are any others, TBH. While it's not a requested off cycle report, it is a way to force one.
Have1
User avatar
Seasoned Rebel
  • Score data Recent Scores (Oct '23):
    EX8: 758 EX9: 814
    EQ8: 760 EQ9: 820
    TU8: 765 TU9: 823
0
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

6 of 7
2 years ago
Fri Jul 01, 2022 10:33 am
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 37 minutes Next Level in6 days, 10 hours, and 23 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 37 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 37 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 37 minutes ago
Have1 wrote: ↑Fri Jul 01, 2022 5:39 am Probably should add a section for CCC that off cycle report on PIF, ie Chase. I'm not sure if there are any others, TBH.
Added, @Have1 ! Hey @Cassie , for some reason it's not allowing me to Bold text using the tool bar below. Any ideas? I tried to bold the section I just added to the original post of this thread.
BrutalBodyShots
User avatar
Senior Administrator
1
Top
Post

Re: Master List of CCCs that will/won't do off-cycle reporting

7 of 7
2 years ago
Fri Jul 01, 2022 3:23 pm
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 37 minutes Next Level in27 days, 10 hours, and 23 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 37 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 37 minutes ago
BrutalBodyShots wrote: ↑Fri Jul 01, 2022 10:33 am
Have1 wrote: ↑Fri Jul 01, 2022 5:39 am Probably should add a section for CCC that off cycle report on PIF, ie Chase. I'm not sure if there are any others, TBH.
Added, @Have1 ! Hey @Cassie , for some reason it's not allowing me to Bold text using the tool bar below. Any ideas? I tried to bold the section I just added to the original post of this thread.
Fixed now. Sorry about that...major updates to the editor code today!
Cassie
User avatar
Developer
  • Score data EQ8:790 TU8:790 EX8:795
1
Top
Sorting 

Return to “Credit Scoring Analysis”

Processing