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2 years ago
Sat Apr 30, 2022 10:19 am
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LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
So I got a large VS 3.0 increase of +73pts on EQ yesterday!
On the surface, it listed that 2 CCs reported under a couple threaholds, but I was unsure if that was the surefire reasons, as I have crossed thresholds before without such a large, single, increase.
Then I looked at other possible factors. Maybe it was that I hit 9yr AAoA plus the thresholds being crossed? It certaibly does not seem like it was from newest accounts crossing any aging factors.
Thoughts? Has anyone gotten a large increase from hitting 9yr AAoA? Very specific, I know, so a tough one to probably pinpoint. I will look back at my EQ scores when they were in the 700s a couple months ago to see if maybe it is just the ind util thresholds. Aggregate util did not cross any sort of meaningful threshold.Click images to enlarge them.
![Limit: $8,000 Image](https://cdn.prodstatic.com/shared/images/cards/b50bccb0-2220-11ec-97b1-37a1bb7c2537.png?height=225)
![Limit: $5,500 Image](https://www.citi.com/CRD/images/citi-custom-cash/citi-custom-cash_222x140.png)
![Limit: $4,100 Image](https://ecm.capitalone.com/WCM/card/products/quicksilver-card-art/tablet.png)
![Limit: $3,500 Image](https://res.cloudinary.com/dipmwqfxq/f_auto,q_99/cci/2018/12/Best-Buy-e1583271919288.png)
![Limit: $1,500 Image](/forum/images/cards/victorias_secret.png)
![(SO) Limit: $12,000 Image](https://www.carecredit.com/sites/cc/image/healthcare-financing-card.png)
![(SO) Limit: $5,500 Image](https://i.dell.com/sites/imagecontent/app-merchandizing/responsive/dpa/assets/en/PublishingImages/DPA_Blue.jpg)
![(SO) Limit: $4,100 (AU) Image](https://ecm.capitalone.com/WCM/card/products/quicksilver-card-art/tablet.png)
![(SO) Limit: $800 Image](https://ecm.capitalone.com/WCM/card/products/platinum-card-art-updated/tablet.png)
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021