As of May 12, 2022: Credit scores for FICO score models 10 and 10 T are now available as part of credit score reports purchased at https://www.myfico.com . These scores are now provided for data from all 3 bureaus: Equifax, TransUnion, and Experian. (It had been EQ/TU only for a while.) Only newly purchased reports will show the Experian FICO 10 scores.
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FICO Score 10 and 10 T now available to consumers

1 of 5
2 years ago
Thu May 12, 2022 10:22 pm
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CR_Administrator
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As of May 12, 2022: Credit scores for FICO score models 10 and 10 T are now available as part of credit score reports purchased at https://www.myfico.com . These scores are now provided for data from all 3 bureaus: Equifax, TransUnion, and Experian. (It had been EQ/TU only for a while.) Only newly purchased reports will show the Experian FICO 10 scores.
CR_Administrator
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Re: FICO Score 10 and 10 T now available to consumers

2 of 5
A year ago
Fri May 19, 2023 8:48 am
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GApeachy
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GApeachy has passed the 12 month threshold!
No scorable inquiries on file!
Level13 Last INQMonday, August 7, 2023 Gardening For1 year, 1 month, 22 hours, and 2 minutes Next Level in29 days, 1 hour, and 58 minutes on October 7th INQ 1yr onWednesday, August 7, 2024 INQ 1yr reached1 month, 22 hours, and 2 minutes ago INQ 2yr onThursday, August 7, 2025 INQ 2yr in10 months, 30 days, 1 hour, and 58 minutes Goal24 months Goal DateThursday, August 7, 2025 Goal In10 months, 30 days, 1 hour, and 58 minutes
I'm so curious what mine are now. I've had the most spend on cards ever reported thus far and my Fico 8's are near their highest. I hate to spend that much over at MF just for the 10's though.

Any idea when we'll start seeing these scores through the Big 3?
GApeachy
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  • Score data EX8: 765/ TU: 765/ EQ: 764
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Re: FICO Score 10 and 10 T now available to consumers

3 of 5
A year ago
Sat May 20, 2023 12:57 pm
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 22 hours, and 2 minutes Next Level in15 days, 1 hour, and 58 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 22 hours, and 2 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 22 hours, and 2 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 22 hours, and 2 minutes ago
I can't believe a year has elapsed since MF started giving out F10 scores. I'll have to check mine again, as I think I've gotten them only once so far. I need to make sure my glitch for free scores is still in place, lol.
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Re: FICO Score 10 and 10 T now available to consumers

4 of 5
A year ago
Mon May 22, 2023 7:19 am
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GApeachy
Seasoned Rebel
GApeachy has passed the 12 month threshold!
No scorable inquiries on file!
Level13 Last INQMonday, August 7, 2023 Gardening For1 year, 1 month, 22 hours, and 2 minutes Next Level in29 days, 1 hour, and 58 minutes on October 7th INQ 1yr onWednesday, August 7, 2024 INQ 1yr reached1 month, 22 hours, and 2 minutes ago INQ 2yr onThursday, August 7, 2025 INQ 2yr in10 months, 30 days, 1 hour, and 58 minutes Goal24 months Goal DateThursday, August 7, 2025 Goal In10 months, 30 days, 1 hour, and 58 minutes
I got mine yesterday. All the 10 and 10T scores really like me. Weird! I figured with Trended data that my scores would have suffered some with me carrying balances recently but I figured wrong. So I guess the 10s like seeing high balances, on multiple cards, showing significant pymt activity.....for how many months, Idk as this is my first 3b in a long time and 1st getting the 10s scores.
GApeachy
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  • Score data EX8: 765/ TU: 765/ EQ: 764
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Re: FICO Score 10 and 10 T now available to consumers

5 of 5
A year ago
Sun Jun 04, 2023 11:31 pm
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EvenBetterThanTheRealThing
Seasoned Rebel
Level4 Last INQFriday, April 12, 2024 Gardening For4 months, 26 days, 22 hours, and 2 minutes Next Level in4 days, 1 hour, and 58 minutes on September 12th INQ 1yr onSaturday, April 12, 2025 INQ 1yr in7 months, 4 days, 1 hour, and 58 minutes INQ 2yr onSunday, April 12, 2026 INQ 2yr in1 year, 7 months, 4 days, 1 hour, and 58 minutes Goal12 months Goal DateSaturday, April 12, 2025 Goal In7 months, 4 days, 1 hour, and 58 minutes
My profile is likely worse off than yours (5yr7m) old BK7, but I've been seeing the monthly scores for a year now and it looks like my FICO 10 (classic in particular moreso than auto or bankcard) has a bit lower of a ceiling for me than FICO 8 and significantly lower ceiling than 9. Meanwhile, FICO 10T seems to have a higher ceiling than FICO 8. 9, and 10 along with rewarding ultra low utilization the most. Both of them take longer to recover from opening a new account though. My 10T scores peaked when I was 6 months past opening my 3rd CC (4th one had the inquiry showing but wasn't reporting yet) and had 2% on my AZEO card only. They also dropped the most of any this month when I reported a higher balance (31.5%) on my AZEO card (I hit some milestone of sorts I think because a few scores increased, but 10T fared the worst relative to last month).
EvenBetterThanTheRealThing
A default user avatar.
Seasoned Rebel
  • Score data EQ8 688 TU8 698 EX8 692
    EQ9 711 TU9 707 EX9 717
    EQ10T 693 TU10T 704 EX10T 679
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