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2 years ago
Sat Jun 04, 2022 7:02 am
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Have1
Seasoned Rebel
Have1 has been gardening for over 2 years.
I'm not sure if this is known, relevant or even useful but I have a DP on what may be the baseline "No History" score on VS 3.
I cancelled my ExtraCredit plan on credit.com. Since my CRAs are frozen I assume they can't pull anything for the free service until I log in again with the freeze lifted. When I log in now it shows me a 742 VS3 score with no history. Nothing. Nada.
Click images to enlarge them.
![Military Star Card | 10/2004 | $8,200 Image](https://i.postimg.cc/W1w0whKx/1-Military-Star-Card-Army.jpg)
![Bankruptcy | 5/2016 | Chapter 7 Image](https://i.postimg.cc/FHx0Lmnd/BK.png)
![Capital One Quick Silver Master Card | 10/2016 | $8,000 Image](https://i.imgur.com/5VipVRE.png)
![Home Depot Charge Card | 9/2019 | $2,500 Image](https://i.imgur.com/PwUWuVz.jpg)
![Kwik Fill / Red Apple Charge Card | 2/2020 | $500 Image](%5Bimg%5Dhttps%3A//i.postimg.cc/R0jC3Tdm/Kwik-Fill-Red-Apple.jpg)
![Wells Fargo Active Cash Visa | 12/2020 | $7,000 Image](https://i.postimg.cc/pLNMZ1VT/WF-Active-Cash-Visa.png)
![Amazon Prime Visa | 9/2021 | $8,000 Image](https://i.postimg.cc/tTQDHx2Q/Amazon-Prime-Visa.png)
![NFCU Auto Loan | 60 mo | 12/2021 | $15,211 Image](https://i.postimg.cc/RZtcVKwR/Old-Car.png)
![NFCU More Rewards Amex | 3/2022 | $25,000 Image](https://i.postimg.cc/Z5fFmX9Y/amex-no-name.png)
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Score data
Recent Scores (Oct '23):
EX8: 758 EX9: 814
EQ8: 760 EQ9: 820
TU8: 765 TU9: 823 - Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 19 Years
- AoORA 19 Years
- Date of Last Inquiry and/or New Account Opening March 12th, 2022