Affinity Plus FCU

7 months ago

Sat Feb 24, 2024 12:37 am

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 39 minutes Next Level in20 days, 3 hours, and 21 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 21 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 21 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 21 minutes

Dinosaur wrote: ↑Fri Feb 23, 2024 9:39 pm Took the dive and joined a credit union. Last one was 2009. They have many products and reasonable interest rates. A friend of mine referred me 20+ years ago. The credit union opened an office a mile from my residence, so I joined. Got several products and the Affinity FCU Cash Rewards Visa. They are geo fenced and only open to certain employers and college institutions so there will be no nationwide rush as they are not looking to be a "unicorn". It has been a long time since I chased new credit cards. They have a rather unique rewards system that is not like most. Will need to retrain my mind on this. Like the fact they have some real card benefits beyond cash rewards. Closed FNBO Visa and the Elan Max Rewards as I no longer was using them.

This the affinity fcu out of New Jersey? Or a different one?

7 months ago

Sat Feb 24, 2024 3:45 am

Dinosaur

Seasoned RebelDinosaur

Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 39 minutes Next Level in3 hours and 21 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 21 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 21 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 21 minutes

Beefy wrote: ↑Sat Feb 24, 2024 12:37 am
Dinosaur wrote: ↑Fri Feb 23, 2024 9:39 pm Took the dive and joined a credit union. Last one was 2009. They have many products and reasonable interest rates. A friend of mine referred me 20+ years ago. The credit union opened an office a mile from my residence, so I joined. Got several products and the Affinity FCU Cash Rewards Visa. They are geo fenced and only open to certain employers and college institutions so there will be no nationwide rush as they are not looking to be a "unicorn". It has been a long time since I chased new credit cards. They have a rather unique rewards system that is not like most. Will need to retrain my mind on this. Like the fact they have some real card benefits beyond cash rewards. Closed FNBO Visa and the Elan Max Rewards as I no longer was using them.
This the affinity fcu out of New Jersey? Or a different one?

Different one only in Minnesota.

7 months ago

Sat Feb 24, 2024 2:06 pm

Cassie

DeveloperLoves long talks on the beach

Cassie has been gardening for over 2 years.

Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 39 minutes Next Level in6 days, 3 hours, and 21 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 39 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 39 minutes ago

Dinosaur wrote: ↑Fri Feb 23, 2024 9:39 pm Took the dive and joined a credit union. Last one was 2009.

Feeling adventurous lately, aren't you? lol

7 months ago

Sat Feb 24, 2024 11:01 pm

Slabenstein

OutlierDinosaurs are patriots

Slabenstein has passed the 24 month threshold and is completely inquiry free!
Slabenstein has achieved the Garden Goal !!

Level24 Last INQThursday, September 1, 2022 Gardening For2 years, 6 days, 20 hours, and 39 minutes Next Level in23 days, 3 hours, and 21 minutes on October 1st INQ 1yr onFriday, September 1, 2023 INQ 1yr reached1 year, 6 days, 20 hours, and 39 minutes ago INQ 2yr onSunday, September 1, 2024 INQ 2yr reached6 days, 20 hours, and 39 minutes ago Goal24 months Goal DateSunday, September 1, 2024 Goal Achieved6 days, 20 hours, and 39 minutes ago

I think they have a backdoor for anyone to join--donate like $10 to a specific charity, something like that.

Also, unless they changed their cards since the last time I looked, I remember their rewards card being a pretty bland points-to-cashback card with a somewhat convoluted cpp redemption that worked out to 1% cb.

One thing that is kind of interesting with them is that you can earn points in other ways, like on the balances of your deposit accounts, and you can spend them on stuff at the credit union, like interest rate discounts on auto loans.

4 months ago

Wed May 08, 2024 1:47 am

ptatohed

Seasoned Rebel

Dinosaur wrote: ↑Fri Feb 23, 2024 9:39 pm Took the dive and joined a credit union. Last one was 2009. They have many products and reasonable interest rates. A friend of mine referred me 20+ years ago. The credit union opened an office a mile from my residence, so I joined. Got several products and the Affinity FCU Cash Rewards Visa. They are geo fenced and only open to certain employers and college institutions so there will be no nationwide rush as they are not looking to be a "unicorn". It has been a long time since I chased new credit cards. They have a rather unique rewards system that is not like most. Will need to retrain my mind on this. Like the fact they have some real card benefits beyond cash rewards. Closed FNBO Visa and the Elan Max Rewards as I no longer was using them.

What is special about this CU/products?